Gild Card - FD you can spend icon

2.0.0 by Gild Cards

Sep 12, 2023

About Gild Card - FD you can spend


Use your FD on a card & get 7.7% p.a as FD interest with zero fee card

Say👋 Hi ! to Gild - the new way of using your fixed deposit (FD) - on a card ! Powered by SBM Bank India

How Gild works?

✅ Open an FD account without savings account on the Gild App

✅ Get 7.7% p.a on your FD with 100% limit available on Gild Card

✅ No deduction of FD deposit on Gild Card usage

✅ Get rewarded in digital gold for all spends* on the Gild Card

✅ Get 45 days free credit period to settle your bills

Limited period offer - June 2023

✅ Lifetime free card

✅ Free RFID blocking metal card holder

Gild vs. Traditional FDs

✔︎ Liquidity on FD: Traditional does not offer liquidity, while Gild gets you liquidity in the form of a card and one does not need to break the FD.

✔︎ High interest rates: Both Gild & traditional FDs offer high interest rates

✔︎ Gold rewards for spending: Gild offers rewards for spending in the form of digital gold for the first time in India

✔︎ Safety: Both Gild & traditional FDs are banking products RBI regulated products and protected by Deposit Guarantee Scheme of the RBI.

Top 10 reasons to choose Gild

1️⃣ Instant FD opening without savings account

2️⃣ FD starts at INR 10K upto 7.7% p.a interest rate

3️⃣ Upto 100% of FD amount as card limit

4️⃣ Top-up FD to increase spending limit

5️⃣ Earn gold rewards for every spend*

6️⃣ Earn upto 8% of annuals spends is digital gold

7️⃣ No joining fees or annual fees

8️⃣ Get free metal card holder

9️⃣ 100% assured card, no credit checks

🔟 Builds your credit profile

Who is this meant for?

✔︎ If you love FD's then Gild makes your money more usable

✔︎ Gild is better than having money idle in savings account, if you are a debit card user then move your money to Gild and enjoy additional interest & earn gold for spends

✔︎ For people who are not eligible for unsecured cards like students, housewives, business persons


Issued by SBM Bank India

Interest rates are changed without notice

Gild Card is a Secured Credit Card

Information is subject to change without notice

For more info visit:

Other products to compare with Gild

OneCard Lite, Paisa Bazaar Stepup Card, SBI Unnati Card, HDFC Bharat Card, SBI Prime Advantage Card, ICICI FD Xtra, ICICI Coral FD Card

Gild also has exclusive partner variants secured cards (Coming soon)

1. Magnet Card (

2. RupiCard (

3. Credilio Gild (


1. Gild Card is a secured credit card issued by SBM Bank India Ltd:

2. Terms of use of the app:

3. MITC of SBM Gild Credit Card:

4. Frequently asked questions regarding Gild:

5. For support contact:

6. For product videos:

What's New in the Latest Version 2.0.0

Last updated on Sep 12, 2023

Minor bug fixes and improvements. Install or update to the newest version to check it out!

Translation Loading...

Additional APP Information

Latest Version

Request Gild Card - FD you can spend Update 2.0.0

Uploaded by


Requires Android

Android 8.0+

Available on

Get Gild Card - FD you can spend on Google Play

Show More

Gild Card - FD you can spend Screenshots

Comment Loading...
Subscribe to APKPure
Be the first to get access to the early release, news, and guides of the best Android games and apps.
No thanks
Sign Up
Subscribed Successfully!
You're now subscribed to APKPure.
Subscribe to APKPure
Be the first to get access to the early release, news, and guides of the best Android games and apps.
No thanks
Sign Up
You're now subscribed to our newsletter.