Assurance Maroc

The rates to pay to ensure your vehicle according to its characteristic in Morocco

Whether you have a moped, scooter or a motorcycle?

Insurance Morocco - is a simple and free application to inform you in detail the tariffs to pay to ensure your vehicle according to its characteristic.

Using the application, you can access the following services in particular:

    • Consult your accounts and AXA contracts.

    • Allows you to see insurance rates with or without internet.

    • Allows you to find your nearest agency.

    • Allows you to inform you of news and promotions from all agencies (RMA WATANYA, AXA, WAFA ASSURANCE, SAHAM, CNIA Saada ...).

    • Allows you to find your nearest pharmacy.

    • Allows you \ 'explore emergency numbers.

+ A auto insurance, what is it?

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Information to understand what an auto insurance and guarantees it brings ...

The purchase of auto insurance is mandatory when one owns a vehicle and you want to move with it.

Motorized vehicles such as mopeds, motorcycles and boats are also involved.

Auto insurance has a compulsory part to which it is possible to add various options.

- The compulsory guarantee or "third"

The insurance covers not only the vehicle but its occupants.

Liability covers damages or injury caused to a third party, either outside the vehicle or inside.

The vehicle owner, underwriter of the contract, can not be considered when third driver at the time of the accident. Similarly, persons transported in inadequate security conditions and those transported against remuneration will not be covered.

-The Additional guarantees:

warranty driver: cover the damage suffered by the driver

vehicle warranty: theft, damage, glass breakage, fire and explosion, terrorist attacks, natural disaster, storm ...

Any of these options will change the insurance rate, in addition to two other influential factors:

franchising and bonus / malus.

- Franchise :

It corresponds to the amount the insured agrees to pay for itself in case of responsible accident or the driver responsible can not be identified.

The bonus / malus:

This is a coefficient calculated according to the seniority of the insured, as the driver, and claims reported during this period.

The weight given to the signing of the first contract of insurance was 1.

Each year, this coefficient is recalculated.

If the insured has not had a disaster, it is decreased by 5%. We then say that the insured to a 0.95% bonus.

In case of disaster, the coefficient is increased by 25%. The insured must therefore awarded a penalty of 1.25%.

**Warning :

Before signing an auto insurance contract, it is important to read all the terms. Each element has an influence on the rate and how compensation will be disaster.

A credit commitment and you be repaid. Check your repayment capacity before you commit. No payment of any kind whatsoever, can not be demanded of an individual before obtaining one or more loans of money. The reduction in the monthly payment entails extending the repayment term and increases the total cost of credit. The reduction depends on the remaining term of the repurchased loans.