PalmPay icon

8.9 9 Reviews

5.11.0 by PalmPay Limited

Jul 18, 2024

About PalmPay

Money transfers, pay for airtime and bills, earn rewards.

PalmPay: The Financial App that Fits Your Life.

- Trusted by millions of Nigerian users for seamless money transfers and payments.

- Enjoy seamless and unlimited Free Transfers to all banks.

- Save flexibly with super amazing daily interest at up to 20% p.a., plus you can withdraw for free any time!

- Get 20% discount on Every Airtime Tuesday and 10% discount on Every Data Friday.

- Pay the exact amount at over 100,000 local shops.

- Easy to sign up with your phone number and get mind-blowing Rewards.

- 24/7 Customer Support is always available for you.


PalmPay is an intuitive financial app with account opening, money transfer, and bill payments in one. PalmPay is worthy of your trust based on its safety and reliability. And it is fully licensed and regulated as a Mobile Money Operator by the Central Bank of Nigeria, insured by the NDIC, and trusted by millions of users.

With over 500 cooperation partners, PalmPay supports all scenarios you want to pay. You can get benefits in PalmPay APP, including amazing coupons for newbies, free transfer chances, cashback or discount on transaction, etc. Get with the times, download, and join us now.

1. Transfer

- Unlimited Free Transfers to all banks.

- Instant transfer to over 500 financial institutions.


- Flex your savings with super amazing daily interest at up tp 20% p.a., accessible any time!

- Enjoy higher returns with fixed savings, lock your funds to earn up to 20% p.a.!

3. Airtime

- Support 5 telecommunication operators, including MTN, Airtel, GLO, 9Mobile and Smile.

- Get 20% Discount on Airtime every Tuesday.

- Use Schedule Top-up to help you recharge automatically to avoid downtime.

4. Data Bundle

- Get 10% Discount on Data Bundle Purchases every Friday.

- Exclusive Data Social Plan with MTN, get 1GB of Data at only N250.

5. Pay Shop

- Pay with PalmPay at over 500,000 local shops and get cashback everyday.

6. Loan

- Repayment periods from 61 days to 6 months

- Loan amount from N2000 to N500000

- APR from 36% to 300% per annum

*For example; N1000 is given for 90 days loan term,

*Interest: N90(9%rate)

*Total amount payable: N1090

*Representative: 36%APR


How PalmPay protects you?

We take the security of your funds and data seriously. PalmPay uses the highest level of encryption to protect your personal and transaction information.

1. Insuring Your Money

Your deposits are safe! Every Deposit made on PalmPay is insured by the Nigeria Deposit Insurance Corporation (NDIC).

2. Transaction Screening

We screen all transactions using international databases as our proprietary systems to prevent money laundering and fraud.

3. Security Certifications

PalmPay is PCI DSS certified to secure our users’ transactions against data theft and fraud.

We have been formally recognized by NITDA as being compliant with the Nigeria Data Protection Regulation (NDPR) for meeting the highest information security standards.

4. Fraud Protection

In addition to our automated systems, PalmPay’s compliance, transaction monitoring, issue resolution, and fraud prevention teams work full-time to intercept suspicious transactions, freeze suspected fraudsters’ accounts and follow up on reports.


Contact us

We are always excited to hear from you. For any feedback, questions, or concerns, reach us via:

1. Helpline: 018886888

2. Email:

3. Website:

4. Address: 20 opebi rode ikeja, Lagos

To know more, find us on Facebook, Twitter, Instagram, and Telegram.

1. Twitter: @palmpay_ng

2. Facebook: @PalmPay Nigeria

3. Instagram: @palmpayapp_ng

4. TikTok: @palmpayapp

5. YouTube: @PalmPay

6. LinkedIn: PalmPay

What's New in the Latest Version 5.11.0

Last updated on Jul 9, 2024

- Experience improvement and bug fixes.

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Additional APP Information

Latest Version

Request PalmPay Update 5.11.0

Uploaded by

Vir Rakaz

Requires Android

Android 5.0+

Available on

Get PalmPay on Google Play

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